About
A local broker who keeps it honest
I'm Bhaba Tiwari, and Rejoice Mortgage is my mortgage and finance broking business in Newton, South Australia. I help people right across Australia borrow with confidence — and you deal with me from the first chat to settlement.
Your broker
Bhaba Tiwari
Mortgage & Finance Consultant
I'm a mortgage and finance broker based in Newton, South Australia, working with clients right across Australia. I help first home buyers, refinancers, investors and business owners compare loans across a panel of lenders to find an option that fits your situation — and I guide you in plain English from the first chat through to settlement. Lending is national, so wherever you're buying, I can help. Rejoice Mortgage is just me, so the person you speak to first is the person who sees your loan through to settlement.
I focus on first home buyers, refinancers, investors and business owners — in Adelaide and in every other state.
Credentials & memberships
- Advanced Diploma in Mortgage Broking & Finance
- Bachelor of Business (Property)
- Master of Professional Accounting
- Member of MFAA — Member No. 734373
- Australian Credit Licence / Credit Representative No.: CRN 562757
- Operating under Australian Finance Group (AFG)
What I stand for
Values I actually work by
No grand promises about dreams — just a clear way of working that puts you first.
Honesty first
Real numbers, real options, and a straight answer — even when that means telling you to wait.
Clarity over jargon
I explain every step in plain English so you always know what's happening and why.
Your side of the table
As a broker I compare lenders on my panel to find a loan that suits you.
For the long term
I'm here beyond settlement, reviewing your loan as your life changes.
Ready to see what's possible?
Start your enquiry online or book a chat. It's free, friendly and there's no obligation.